Tracking your monthly expenses is the cornerstone to financial independence. You must know how much money you spend (and earn) each month if you want to plan a budget, save for a house, or pay off debt. It is a…
5 Methods to Create a Budget to Achieve Debt Freedom and Build Wealth
Most Americans don’t know how to create a budget and follow it. As a result, they go deeper into debt and are unable to save for retirement. Fortunately, creating a budget is not difficult as long as you find the…
14 Best Personal Finance Tips that will Make you Rich
It’s a new year and a good time to get your finances in order. Here are some of the best personal finance tips to help you save money, get out of debt, build your personal wealth and become rich. 1….
Habits of Debt Free People – Pay off your Credit Card Debt Fast!
Debt happens to be the reality for many Americans. According to Experian.com, the average consumer debt was about $90,000 in 2018! Compare this to the average income of $50,000! It’s almost double the average income! To break this down a…
Money Saving Tips and Ideas: 5 Best Tips to Save $2000 Right Now
Did you know there are ways you could start automatically cutting your monthly expenses over the next couple of hours? Ok, depending on what you’re doing right now, it might take a little longer than that, but there are steps…
Eight Great Benefits of Investing in Your 401(k)
There are many benefits to investing in a 401(k). A 401(k) is a tax-advantaged retirement account offered by many employers to employees. The maximum amount an employee may contribute to their 401(k) is adjusted periodically by the US government. In…